It’s been a bit over a year since we moved into our home. We purchased it with a VA loan through our credit union. That’s the best part. Then last November by mother passed away. I didn’t know it, but she had a rather large savings and investment portfolio. That along with the house she owned and had lived in for the past few years made for a nice inheritance.
Since moving in we’ve been bombarded with the folks that want me to refinance my loan with another company. I wouldn’t do it, but for the most part was pretty nice in telling the folks no thank you. A few of them were very persistent. Especially the callers. I got to the point where I was rude to them. The calls started to slow and that was nice.
The most fun though was this past week after we used part of the inheritance to pay off the mortgage on our house. That’s a great feeling. About two days later I got one of those phone calls wanting to lower my mortgage payments. I decided to have some fun. The guy on the other end gave me all the good news about lower interest rates and so on. Then he asked me a question. Do I know how much I own on my loan. Well, yes I know the exact amount I told him. He said that great, how much is it. I said zero! What he said? Zero I said. I paid the mortgage off earlier in the week. At this point, he muttered some unprintable words, and hung up on me.
Oh, darn, did I really make him mad? I sure hope so. It’s fun to make these clowns work for nothing. I’d told everyone of them that I wouldn’t switch my mortgage. I have been a one bank/CU guy for years, and wasn’t going to change.
So that’s the story. I finally got back at these clowns that have called for over a year. Now if I can just get rid of the political calls.