Home Improvements

September 18, 2014 by · Comments Off on Home Improvements
Filed under: House 

When we bought our house, we knew there would be things that needed repairing/updating. Shortly after we moved in, we did convert the fireplaces from wood to gas. It was great because we could heat with them and not run the furnace so much. But now three years later, we did one of the things we’ve been talking about for a while. I knew when we moved in that the windows in the house were old. How old I didn’t know but I thought they were original to the house. We ordered new ones, and last Saturday, they came to install them. According to the installers, the windows were original to the house which was built in 1962. No wonder they were drafty. It took them about seven hours or so to replace them, and now we have discovered all the things they brought.

First, they are clean, and will be really easy to keep clean. Second and the most important thing is that they keep the heat and cold out. We haven’t run the air conditioner since they were installed, and yesterday it got to 90 degrees here. We had closed the windows early in the morning, and the house stayed very comfortable all day. Once the sun went down, we opened them up and the cool night air came in. It’s supposed to be hot today again, so we’ll see what happens. If this keeps up, we’ll have much lower energy bills and save a lot of money.

The other improvement we made was to have a stairlift put in to make it easier to go up and down the stairs. Both Jane and I have trouble with stairs, and it got to the point where I didn’t even attempt to go up and down. Just too much trouble. So I’ve been stuck upstairs for a while. Not any more. This thing is great. I can sit and ride it down, do what I have to do, and go back up when I want. It makes my life so much better.

I’m looking forward to the rest of the year. I want to see what happens to the utility bills, and how much savings we will get from these improvements.

Having fun

September 29, 2012 by · Comments Off on Having fun
Filed under: Fun Stuff, House 

It’s been a bit over a year since we moved into our home. We purchased it with a VA loan through our credit union. That’s the best part. Then last November by mother passed away. I didn’t know it, but she had a rather large savings and investment portfolio. That along with the house she owned and had lived in for the past few years made for a nice inheritance.

Since moving in we’ve been bombarded with the folks that want me to refinance my loan with another company. I wouldn’t do it, but for the most part was pretty nice in telling the folks no thank you. A few of them were very persistent. Especially the callers. I got to the point where I was rude to them. The calls started to slow and that was nice.

The most fun though was this past week after we used part of the inheritance to pay off the mortgage on our house. That’s a great feeling. About two days later I got one of those phone calls wanting to lower my mortgage payments. I decided to have some fun. The guy on the other end gave me all the good news about lower interest rates and so on. Then he asked me a question. Do I know how much I own on my loan. Well, yes I know the exact amount I told him. He said that great, how much is it. I said zero! What he said? Zero I said. I paid the mortgage off earlier in the week. At this point, he muttered some unprintable words, and hung up on me.

Oh, darn, did I really make him mad? I sure hope so. It’s fun to make these clowns work for nothing. I’d told everyone of them that I wouldn’t switch my mortgage. I have been a one bank/CU guy for years, and wasn’t going to change.

So that’s the story. I finally got back at these clowns that have called for over a year. Now if I can just get rid of the political calls.

 

Time Flies

March 24, 2012 by · Comments Off on Time Flies
Filed under: Fun Stuff 

Man, time flies when you are having fun. It’s been almost one year since I moved into the house to occupy according to the VA rules. It’s been a real change. After living in Germany for 20 years, we retired and moved back to Northern Colorado. There have been lots of changes to our lifestyle and so far most of them have been good. There are things that I miss, but new things happen every day so that makes up for the things I miss.

I am amazed at all the days of sunshine here. According to what I’ve heard Fort Collins and Colorado in general have over 300 days of sunshine. That’s a big difference from where we used to live.

I do miss all the friends that we had there. We still keep in contact by email but it isn’t the same. Hopefully we can get together somewhere sometime. We are slowly making friends here, but it’s different when you are retired and not working. The contact with others is not there.

I hope to continue blogging and making a statement about whatever strikes my fancy. Here’s to retirement!