Insurance problems

July 13, 2014 by · Comments Off on Insurance problems
Filed under: House, Rants 

Having only lived in the states for about 3 years after living overseas for almost 25 years, I wasn’t sure about homeowner’s insurance and also car insurance. Farmers insurance was recommended so I went with them. Now three years later, I have decided that I made a mistake.

The first problem came last April when I got the renewal for my auto coverage., Since starting, it has gone up over $100 every six months.Why? Well, according to the agent, Colorado has one of the highest rates due to all the problems with hail, fires and such. Yet I never made a claim. I got the impression that I was paying for others problems and also to keep the profits up for the shareholders. Yes, farmers is a traded company and as such, must keep the shareholders happy at the expense of the customers. I started calling around and found out that I was paying one of the highest rates for auto insurance. So I switched to another company and the cost was about half of what Farmers wanted. I dropped them, and went with another company.,

So now the second problem has come up. Yesterday I got a bill from Farmers for another $175 on my home insurance. The reason on the bill was “fire insurance”. I did a bit of checking online, and found out that that wasn’t the case, but was an increase due to dropping the auto insurance. Before I found this out though I had written to my agent to see what in the heck was going on. Got the same song and dance about all the claims due to fires, hail and floods. Still no claims from me, so I didn’t understand. I let it go and started looking around this morning and got the real story.

Let me just say that as far as I’m concerned, Farmers is a ripoff. Their fancy commercials don’t tell the real story.  They’ll keep taking your money and jack up your rates without blinking an eye. Personally, I’ll tell it as I see it. Oh, and did I mention that in three years I’ve had 4 different agents? One quit, one got promoted, offices were combined, and now? Who knows. I’m just not going to be part of it anymore.


January 25, 2013 by · Comments Off on Service
Filed under: Rants 

I decided that I need to replace the MB because silly me got carried away while trying to fix the memory problem and broke one of the locks. It’s just me, because it works fine.

So a few days  ago, I started looking around for a replacement board. I found one at Tigerdirect and made the purchase.Normally I order from Newegg but they don’t have the same board available anymore. I made the order and chose 2 to 6 day shipping. I’m not in that big of a rush, but I’d like to have it here sooner rather than later. Two days have gone by and I haven’t heard a word from them about shipping. I’m used to Newegg where everything is pretty fast and you get documentation showing what is going on. I decided to see what would happen when I check the “track your order” button. It comes up and I fill in the blocks. It takes me to a page that just about floored me. Now remember that I selected 2 to 6 day shipping. I look at the tracking page, and the order has been sent to a third party warehouse, and I can expect it shipped within 7 to 10 days. WTF? That long? And now a day later there is no change. Are they really that busy? I sent them a message expressing my displeasure, and I’m waiting to hear from them.

This is the first and last thing that I’ll ever order from Tigerdirect. There is NOTHING on the page that says anything about a third party shipment. That’s just plain deceptive. And then to charge for the two to six day shipping is ridiculous. I’ll wait until the end of the 6th business day and then demand my money back.  If they think this post is bad, just let that happen. I’ll make sure that anyone I know never uses them again.

Nuff Said.

Update: I’ve checked every day and today is the 7th working day since I made the order. This evening I decided to check again. I’d checked earlier in the day and nothing had changed. Well, this evening it changed. BACKORDER! Can you believe it? It took 7 “work” days for their third party warehouse to find out they didn’t have the item. That is just plain stupid. No other way to describe it. You would think that someone somewhere could check in the computer, assuming they use them, and find out a lot sooner. Nor was I notified about the backorder. Nothing, nada, zip. is a poorly run organization. That’s my opinion and I’m sticking with it. I’ll never do business with them again.